I found this article on Newsweek. It has some interesting thoughts. Basically the idea is the the heart of the republican party is moving ideologically. This distinction is seen in the southern republican ideology moving into a western republican ideology. I will say I completely disagree that Sarah Palin and Glenn Beck are western republicans. They belong to the trendy moron republican crowd.
What is most exciting though is that western republicanism is very libertarian in roots and ideology. I guess my hope that the republican party would split between the trendy moron crowd and the libertarians is instead a movement to a more libertarian viewpoint. I don't know how truthful this article is but it is thought provoking.
Monday, May 31, 2010
Pay me to wait
I usually don't talk much about investing in a particular way. However I am posting about a blog posting which I found interesting. For refernce I haven't verified the analysis. It seems like there is more than meets the eye from the chart but the chart is pretty compelling if it is even partially true.
I have been investing a lot of dividend paying stocks recently. Even though I keep losing money in a lot of bets the dividends just keep on coming. I will likely continue to invest mostly in this way. Partially because it is simplier from a longer term perspective. As long as the company can afford its dividend you are being paid to wait, which is helpful. I have said that there is a tough problem with companies that don't give dividends yet have huge margins, they tend to invest poorly. Anyway. I liked the graph so I posted this.
I have been investing a lot of dividend paying stocks recently. Even though I keep losing money in a lot of bets the dividends just keep on coming. I will likely continue to invest mostly in this way. Partially because it is simplier from a longer term perspective. As long as the company can afford its dividend you are being paid to wait, which is helpful. I have said that there is a tough problem with companies that don't give dividends yet have huge margins, they tend to invest poorly. Anyway. I liked the graph so I posted this.
Sunday, May 30, 2010
Deduction that is sinking America
As most reader know I am not friend of the mortgage interest deduction in America. If changes the costs of housing and skews them against apartments. It also causes people to unreasonably assume you will get a huge deduction for the interest and get themselves into trouble. Well I was glad to come across a posting discussing the mortgage deduction. This was set off by an op-ed in the Boston Globe.
This is a very important discussion that needs to be had in America. The mortgage deduction really needs to be rethought. While I would like to completely remove all market skewing taxes I do not really think we will be able to do that. So I think removing it above a certain areas with a phase out. This seems to be a really good option, as long as we don't index to inflation, this will eventually work itself out which would be great.
This is a very important discussion that needs to be had in America. The mortgage deduction really needs to be rethought. While I would like to completely remove all market skewing taxes I do not really think we will be able to do that. So I think removing it above a certain areas with a phase out. This seems to be a really good option, as long as we don't index to inflation, this will eventually work itself out which would be great.
Moving up the Ladder
There was an interesting article on NPR (yes I sometimes read that too) about mobility in India. What was interesting to me is that this article says the best way for a person to move up, especially someone who isn't in primary education, is to move from poor to a manufacturing job. The point of the article is that there is no manufacturing jobs in India.
So this made me think of two things. First, which countries are the ones that have both services and manufacturing sectors that are robust or growing robustly. While investing in India can make money it seems like the political stability and future growth prospects are shadowed by this problem. China doesn't have enough manufacturing jobs and is starting to move to a more service oriented (and high-tech) economy. This doesn't help the poor, and this could be really bad. I think this is a good place to look to when considering investments, countries where both areas are growing.
Second, I have often wondered if the world is hamstrung because they see America (a developed economy) and so the citizens want to jump quickly to more advanced economies from simplier less developed economies. In the 1900's the American economy couldn't just jump to 2000. This was an advantage, as trailblazing does, to slowly grow into larger shoes. I fear that this aspiration of emerging economies is driving unnatural growth in a way that significantly divides the populace. In all countries there is a small number of people who can benefit from such a fast change and most emerging economies have an even worse story to tell with regards to that. I worry what this could do to those countries.
So this made me think of two things. First, which countries are the ones that have both services and manufacturing sectors that are robust or growing robustly. While investing in India can make money it seems like the political stability and future growth prospects are shadowed by this problem. China doesn't have enough manufacturing jobs and is starting to move to a more service oriented (and high-tech) economy. This doesn't help the poor, and this could be really bad. I think this is a good place to look to when considering investments, countries where both areas are growing.
Second, I have often wondered if the world is hamstrung because they see America (a developed economy) and so the citizens want to jump quickly to more advanced economies from simplier less developed economies. In the 1900's the American economy couldn't just jump to 2000. This was an advantage, as trailblazing does, to slowly grow into larger shoes. I fear that this aspiration of emerging economies is driving unnatural growth in a way that significantly divides the populace. In all countries there is a small number of people who can benefit from such a fast change and most emerging economies have an even worse story to tell with regards to that. I worry what this could do to those countries.
Labels:
Economics,
Emerging Economies
Awesome Idea
So this is awesome, Planet Money has bought a piece of an MBS for $1000 (originally it sold for $75000) and they are tracking the progress of the MBS. This is so neat. For $1000 they have quite a story for their blog. The tracking widget is here.
Man I wish I had thought of it, it would have been a great hook for a blog and since I am not great at picking stocks I may have made more money than I am currently making in the market.
Also they have a map of where the mortgages are located. So neat. Such a great idea, wish I had thought of it.
Additionally what is interesting is that the New Jersey Carpenter's Vacation Fund is suing the company that made the MBS (Royal Bank of Scotland). It keeps getting more interesting.
Man I wish I had thought of it, it would have been a great hook for a blog and since I am not great at picking stocks I may have made more money than I am currently making in the market.
Also they have a map of where the mortgages are located. So neat. Such a great idea, wish I had thought of it.
Additionally what is interesting is that the New Jersey Carpenter's Vacation Fund is suing the company that made the MBS (Royal Bank of Scotland). It keeps getting more interesting.
Maps that changed the world
Thought this may be interesting to those who read my blog. It is a listing of maps that changed the world from the head of maps collections at the British Library. Note that Google maps is on there.
Labels:
Maps
Tuesday, May 25, 2010
Ideas worth watching
So Sunday I was waiting for the Lost finale I decided I was going to watch a bunch of TED videos. (
You may remember TED from a previous post.) Well I thought I would review a couple of them for you so you can watch them is you want.
- Mosquito zap. This was recently discussed in the IEEE Spectrum. Basically this guy works at a place which just thinks of cool stuff and they made a laser mosquito zapper. Pretty cool.
- Coral Reefs. Maybe skip this one. The guy basically talks about the problems of coral reefs dying. If you are up on the problems this won't give you any new information.
- Schools and Creativity. Funny, worth a watch. This is about how schools kill creativity and how we need to encourage this.
- Eating to Starve Cancer. Totally worth watching. Basically this is about how blood vessels grow around cancer (and fat cells which was really interesting). The thesis is that by starving the area of blood vessel growth you can prevent the growth of cancer (and keep you skinny). This is really worth watching, really interesting. Made me eat my tomatoes this week. :-)
- Dangers of Science Denial. This is interesting. I think there is a balance between blindly believing science and blindly rejecting science. However I feel like this guy may be too blindly non-questioning. Interesting video.
- Spaghetti Sauce. I know I have posted this before I am pretty sure. This is presenting Malcolm Gladwell. This is an interesting one to watch just because it is thought provoking.
- Danger of Choice. I think everyone knows that too much choice is paralyzing. Interesting discussion if nothing else.
- Family Tree of you and Me. This is a video about the efforts to map the family tree of humanity. What is most interesting to me is that there have only been about 2000 generations since the 'adam' and 'eve' moments in human history. Amazing to think how much diversity there is in such a small time.
Sunday, May 23, 2010
FOUND!
So tonight is the end of Lost. I am actually pretty jazzed. For one there is about 10 hours of stuff to watch tonight. For two this means the season is over. I watch way too much TV in general. I recently had a conversation with another friend about how life changes when you get a real (non-graduate studentish) job. When you get home from working (usually more than 8 hours) it is really easy to just veg in front of the TV. So anyway I have a weekly schedule that is all done this week, and I couldn't be happier. With the exception of Mythbusters on the weekends I don't really have channel which carries anything I want to watch. SO I am looking forward to finally finishing some books I have been reading, finishing up a couple of programs I am writing, getting some more exercise as the weather turns nicer, in general I am hoping for a more forceful introduction to this again. The lack of interesting TV shows will do this for me.
I also would like to note that tonight's food (which I will prepare for the lost finale) will be prepared with my new Vidalia Chop wizard. So much nicer than doing this by hand. :-)
I will have my thoughts on the lost finale tonight...
I also would like to note that tonight's food (which I will prepare for the lost finale) will be prepared with my new Vidalia Chop wizard. So much nicer than doing this by hand. :-)
I will have my thoughts on the lost finale tonight...
Saturday, May 22, 2010
Mixing up Empathy with Political Philosphy
Recently Rand Paul won the primary in Kentucky. (I am sure most of you know this by now.) I don't actually know a lot about him so I am not going to support him or defend his person. However I would like to discuss an article I read on the huffington post. (I am sure everyone knows how much I hate the blogs and articles written specifically for the huffington post. They are always one sided and spread fud.)
Here is my problem with the article, it is essentially saying that a political ideology that doesn't allow for massive spending for 'empathy' is a bad thing. This is intellectual suicide. Political morality is a option not a constant. Some political philosphies do not state an inherent morality of the government. (I know I am equating morality with empathy but since ideologies can't think we have to talk about morality.) So why are people attacking Rand Paul? Well he is stating things in a way that opens himself up to attacks. However his ideology is sound. He doesn't think there is an importance in the government spending money on various programs (I diverge with him in a lot here). As a person he should show more of his empathy (I am sure he isn't heartless) but on the flip side the media should leave him alone. Not everyone thinks spending money on 'moral' things is the best idea for the government despite what talkgin heads would leave you to believe.
For instance, Rand Paul said that Obama should lay off BP. Well he is wrong here, BP screwed up, however he is right that Obama and congress in a populist rage are looking to tar and feather BP. Here is what Rand Paul is trying to say:
Here is my problem with the article, it is essentially saying that a political ideology that doesn't allow for massive spending for 'empathy' is a bad thing. This is intellectual suicide. Political morality is a option not a constant. Some political philosphies do not state an inherent morality of the government. (I know I am equating morality with empathy but since ideologies can't think we have to talk about morality.) So why are people attacking Rand Paul? Well he is stating things in a way that opens himself up to attacks. However his ideology is sound. He doesn't think there is an importance in the government spending money on various programs (I diverge with him in a lot here). As a person he should show more of his empathy (I am sure he isn't heartless) but on the flip side the media should leave him alone. Not everyone thinks spending money on 'moral' things is the best idea for the government despite what talkgin heads would leave you to believe.
For instance, Rand Paul said that Obama should lay off BP. Well he is wrong here, BP screwed up, however he is right that Obama and congress in a populist rage are looking to tar and feather BP. Here is what Rand Paul is trying to say:
"Without risk there can be no oil. There is a certain amount of risk in everything and if you want to have the benefits of modern society you have to realize there are consequences. The government should not be holier than thou when it comes to industry because the warped incentives of government intervention cause in industry to not appropriately account for the risk in business. For instance the government limits profits of oil companies which cause problems with funding risk. As such the government should step back and look at its role in prevention oil leaks and enabling oil companies."Or something like that. That being said I think Rand Paul sounds like a non-pragmatic Sarah Palin wanna be. I think he is a bad example of a libertarian. But I guess time will tell if he can convey his message in a productive manner. I am betting the media doesn't want to hear the message anyway.
Labels:
Ideology,
Libertarian
Expand your mind
So have a new favorite way to waste time: Lumosity.
The website claims to help your mind by helping you exercise your mind. While I doubt this claim it is a fun way to waste a while online. If nothing else it is a good way to quantify your abilities. I doubt there is a high real world correlation though. I am also a little surprised to see the website wants like $6 a month for a membership. It seems like a lot, heck XBOX Live isn't even that much and you can play a lot more games there.
The website claims to help your mind by helping you exercise your mind. While I doubt this claim it is a fun way to waste a while online. If nothing else it is a good way to quantify your abilities. I doubt there is a high real world correlation though. I am also a little surprised to see the website wants like $6 a month for a membership. It seems like a lot, heck XBOX Live isn't even that much and you can play a lot more games there.
Thursday, May 20, 2010
Long times away and long travels
I have been traveling and sick recently (those are unrelated I am pretty sure). I have to say 4 hours on a plane is getting pretty painful. I did find someone to talk to on the way back. He was studying C++ on the plane and I asked him why he was learning that (C++ is way more painful than Java for object oriented programming and C is way better for learning the internals of a computer). So I got to talk to him for quite a while. He is looking for a job as a quant after spending the last 5 years teaching as an assistant professor in math. It was an interesting conversation, made me remember how good of a job I actually have most days.
I had a couple of interesting experiences while doing my usual green commute back home. On the light rail (which is brand-new BTW) I watch 3 girls get on who had the biggest potty mouths and the poorest grasp of the english language I have seen in a long time. We are talking bad language. I can remember being that age and having the same pointless conversations about who did what to whom and whose cousin could help in a fight (for reference none of my cousins could help). But this made me feel really old. All I could think was how uneducated they sounded and how much they will be disadvantaged in life. Additionally, they had poor attitudes. One girl was picking the decals off the window for the train. The older lady behind them asked them not to do that because her tax dollars paid for that and someone would have to replace it. Then I heard a conversation I could not believe where these young girls just dismissed and insulted this lady. Incredible, their parents should get out the spanking paddle for this conversation. The girl continued to do it insisting that the lady couldn't tell her what to do. Then the lady mentioned something about her tax dollars paying for their education and the girls were like 'no, my mom pays'. It was obvious the girls did not go to any private school because no private school would ever let their children act like that. It was pretty amazing how disjoint from reality their perceptions of the world are. Even if they went to a private school the state still sends tax payer dollars their way for a wealth of programs (that aren't helping these girls obviously). It was just amazing, I really want to do something. I know older people always complain about the younger generation but this was quite incredible. These girls, if they continue on their course, will never amount to anything, no one with the attitude and language that they showed could ever go anywhere. It just made me feel very old and sad for them.
Then when I was walking around downtown there was this kid on a skateboard who almost ran into me while he was trying to run a red walk signal (for reference he was completely wrong to even try). To which I was of course at fault and he called me a 'fucking idiot'. A completely ridiculous statement. I wasn't the asshole who fell off my skateboard nor the idiot who thought I had the right of way when I didn't.
It was just a couple of incidents that made me feel old because I was complaining about the younger people, sad because I had acted similar though to a significantly smaller extent in my youth, and angry that these kids are acting this way. The future is going to be full of a few smart people and a lot of dumb people and unfortunately the difference will be larger than it is today and these kids I saw will be on the wrong side of that with a high probability. Just sad, parents should raise their kids better.
I had a couple of interesting experiences while doing my usual green commute back home. On the light rail (which is brand-new BTW) I watch 3 girls get on who had the biggest potty mouths and the poorest grasp of the english language I have seen in a long time. We are talking bad language. I can remember being that age and having the same pointless conversations about who did what to whom and whose cousin could help in a fight (for reference none of my cousins could help). But this made me feel really old. All I could think was how uneducated they sounded and how much they will be disadvantaged in life. Additionally, they had poor attitudes. One girl was picking the decals off the window for the train. The older lady behind them asked them not to do that because her tax dollars paid for that and someone would have to replace it. Then I heard a conversation I could not believe where these young girls just dismissed and insulted this lady. Incredible, their parents should get out the spanking paddle for this conversation. The girl continued to do it insisting that the lady couldn't tell her what to do. Then the lady mentioned something about her tax dollars paying for their education and the girls were like 'no, my mom pays'. It was obvious the girls did not go to any private school because no private school would ever let their children act like that. It was pretty amazing how disjoint from reality their perceptions of the world are. Even if they went to a private school the state still sends tax payer dollars their way for a wealth of programs (that aren't helping these girls obviously). It was just amazing, I really want to do something. I know older people always complain about the younger generation but this was quite incredible. These girls, if they continue on their course, will never amount to anything, no one with the attitude and language that they showed could ever go anywhere. It just made me feel very old and sad for them.
Then when I was walking around downtown there was this kid on a skateboard who almost ran into me while he was trying to run a red walk signal (for reference he was completely wrong to even try). To which I was of course at fault and he called me a 'fucking idiot'. A completely ridiculous statement. I wasn't the asshole who fell off my skateboard nor the idiot who thought I had the right of way when I didn't.
It was just a couple of incidents that made me feel old because I was complaining about the younger people, sad because I had acted similar though to a significantly smaller extent in my youth, and angry that these kids are acting this way. The future is going to be full of a few smart people and a lot of dumb people and unfortunately the difference will be larger than it is today and these kids I saw will be on the wrong side of that with a high probability. Just sad, parents should raise their kids better.
Wednesday, May 12, 2010
The Heart of a (Classical) Liberal
(It is upsetting to me that the adjective liberal has been hijacked in this day and age.)
With this post I am kicking off (what I hope will be slightly less than) a weekly post series on (Classical) Liberalism in the modern world. My goal with this series is to look at all of the issues facing us in this current world, no matter how small, and analyze the correct and current responses in light of classical liberalism (libertarianism) and what is pragmatically politically acceptable. I am also planning multiple posts on what the various aspects of libertarianism are and how important these differences are in general and especially when the current current politic climate is decidedly anti-libertarian.
This series will approach the hard issues and ask what it is that we actually need to worry about and what do we not. (For instance, does it matter that Post Office is run by the government when we have a 1.4 Trillion dollar deficit this year? Probably not though people still fight about that these days.) In my view the current political climate of the younger generation (18 - 35 y.o.) is decidedly pro-libertarian in their ideals but there is no strong movement to collect those voters nor is there a common vision on the important things. I hope to flesh this out.
At the end of the day, in my opinion (which is supported by research, see this video series), American is not blue or red. The reality of the situation is that we are all purple. Not only are constituencies purple in general but people are purple. Everyone cares about the same things. Everyone cares about the fact that some people don't have health care however we all disagree on how best to tackle the problem. This is where the media steps in and 'on the surface' polarizes the populace into two diametrically opposed camps. The reality of the situation is that a rational and helpful solution is likely very amiable to all people but the media and the politicians don't sell that. Everyone cares about people making a living wage but we disagree on whether the minimum wage places people out of jobs they are qualified for (just like unions do), or whether certain 'rights' are afforded by the constitution or by modern society. If a real conversation was had about the issues it is likely that everyone would realize that politicians are full of hot air in general and real solutions are usually acceptable to both sides.
This series will have a definite rational and logical slant. That is what I am and that is how I view politics and economics. I don't think some magical fairy will come down and make the deficit disappear. So if you are decidedly pro-fairy solutions you will likely not like the series. Sorry.
With this post I am kicking off (what I hope will be slightly less than) a weekly post series on (Classical) Liberalism in the modern world. My goal with this series is to look at all of the issues facing us in this current world, no matter how small, and analyze the correct and current responses in light of classical liberalism (libertarianism) and what is pragmatically politically acceptable. I am also planning multiple posts on what the various aspects of libertarianism are and how important these differences are in general and especially when the current current politic climate is decidedly anti-libertarian.
This series will approach the hard issues and ask what it is that we actually need to worry about and what do we not. (For instance, does it matter that Post Office is run by the government when we have a 1.4 Trillion dollar deficit this year? Probably not though people still fight about that these days.) In my view the current political climate of the younger generation (18 - 35 y.o.) is decidedly pro-libertarian in their ideals but there is no strong movement to collect those voters nor is there a common vision on the important things. I hope to flesh this out.
At the end of the day, in my opinion (which is supported by research, see this video series), American is not blue or red. The reality of the situation is that we are all purple. Not only are constituencies purple in general but people are purple. Everyone cares about the same things. Everyone cares about the fact that some people don't have health care however we all disagree on how best to tackle the problem. This is where the media steps in and 'on the surface' polarizes the populace into two diametrically opposed camps. The reality of the situation is that a rational and helpful solution is likely very amiable to all people but the media and the politicians don't sell that. Everyone cares about people making a living wage but we disagree on whether the minimum wage places people out of jobs they are qualified for (just like unions do), or whether certain 'rights' are afforded by the constitution or by modern society. If a real conversation was had about the issues it is likely that everyone would realize that politicians are full of hot air in general and real solutions are usually acceptable to both sides.
This series will have a definite rational and logical slant. That is what I am and that is how I view politics and economics. I don't think some magical fairy will come down and make the deficit disappear. So if you are decidedly pro-fairy solutions you will likely not like the series. Sorry.
Labels:
Heart of a Liberal,
Libertarian
Tuesday, May 11, 2010
Quotes for thought
So, I have been reading John Adams by David McCullough. I came across an interesting quote which I thought was really interesting. I don't remember the original reference but the quote is:
A second quote which is more transparent:
I am definitely enjoying the book. I see some of the same character traits in John Adams as I see in myself sometimes. The most compelling likeness is in his approach to studies and to life. In studies he self-studied a LOT. I have a hankering to always be learning. Additionally, and I think this is very interesting, John Adams was asked by someone what would be the best way to prepare for a trip to Europe. And he replied that the best way was to be more learned and respected, then he would be ready. The writer was obviously looking for which languages were more important etc.
Anyway, those quotes are interesting thoughts.
"In all things consider the end."Think of this for a minute. In all things consider how it will end. In the context of government this seems to have an obvious application, however, think of this in general. Always consider how it will end. I just feel like the quote is very challenging to think about in our quick answer, think on your feet world, do we consider this enough?
A second quote which is more transparent:
"All men would be tyrants if they could."I think we all know what that means. However think of it. If this is your idea and philosphy you would definitely make a government where no man could have too much power.
I am definitely enjoying the book. I see some of the same character traits in John Adams as I see in myself sometimes. The most compelling likeness is in his approach to studies and to life. In studies he self-studied a LOT. I have a hankering to always be learning. Additionally, and I think this is very interesting, John Adams was asked by someone what would be the best way to prepare for a trip to Europe. And he replied that the best way was to be more learned and respected, then he would be ready. The writer was obviously looking for which languages were more important etc.
Anyway, those quotes are interesting thoughts.
Labels:
Books
Sunday, May 9, 2010
Always have a backup plans
So today I woke up and I was like, 'I am going for a bike ride.' I planned out a path that would take me about 23 miles and would end up at a bus stop where I could get a ride back home. Let me tell you I was flying, it was a great ride. I was at about mile 12 when my back tire blew out. Not only that but I didn't have a spare. So I had to walk the remaining 11 miles to the bus stop to get a ride home. So a 1.5 hour trip turned into a 5 hour trip. It was not fun. Now I have to get my bike fixed and I can't ride it into work tomorrow. :-(
This also reminds me. On my list of things that need to exist in heaven are:
This also reminds me. On my list of things that need to exist in heaven are:
- Cold shower after a long run or bike ride
- Naps on Sunday or Saturday afternoons when the wind blows through the house and it is sunny outside.
Saturday, May 8, 2010
Dividends on Education
So I have a funny story about this one, I was surfing reason.com about a week ago and the banner was for this Frontline documentary on for profit colleges. Well the ad right under it was an ad for University of Phoenix online. Strangely ironic, that I was also reading an article about education policy. Perhaps the programmers should make the website not place ads for both sides of the argument at the same time. :-)
So, I have very complicated thoughts on education. I spent a considerable amount of time in college/graduate school. I have a lot to say about the problems and sometimes I even have solutions to some of the problems. This post, however, is not about traditional colleges.
I have long said that not everyone should go to college. Our colleges are stuffed with people who are only there to get a job when they graduate, they have very slight interest in their chosen field, and/or are there to party and live without parental supervision. This is bad and hurts our education system. I have also in the same breath said that we need community colleges and technical schools to step up and educate those who are not bound or should not be bound for college. So where do the for-profits sit in that equation?
America has a lot of problems. (All countries do.) However there is one common thread, if people were more educated they would be less likely to 1) do stupid or irrational things, 2) vote for stupid or irrational things, and 3) be a detriment to society. If this gap can be filled with for profit institutions then I say go for it. However, I personally would not invest in a for profit school. I feel like the problem is education policy at the regional and state level and more intelligent administration could fill in the gaps more effectively and render the profit margins of for profit schools lower. (However good luck getting any government at any level to do anything remotely rational.) Education is one of those ivory tower things that benefit all of society. I feel like they should be non-profit and private (maybe owned by alumni). So I guess for profits are here to stay. As a society we need smarter people who are more able to fill the roles needed and less likely to need jobs we can't do (like a lot of manufacturing these days).
So what are the problems? Cost. They cost more. There are more loans needed by the students. This is a huge issue. I was surprised that the 10% default number (default right after they leave school) for these schools was shown as a good thing (as opposed to a higher number). (I have no idea what it is for private or state school but the video said for profits are 10% of the loans but 50% of the defaults so you can do the math.) Basically people get a lot of loans and then get out or don't finish and can't pay their bills. This seems like a place where the government could step in and say, hey, thats fine that you make money on education but you have to find private funding for loans. (I feel that a lot of government financing of education should be allocated with a thought to whether or not the investment is worth it on an individual basis and private investors should do that.)
Unfortunately not everyone can handle the work load of an online university either. This shows a major failing of the primary educational system in America. This is a topic for another post though.
The biggest problem I feel is accreditation and quality of knowledge when people exit. I also feel this is a major problem with foreign schools as well. (I have had to work with a lot of people who may be the cream of the crop in another country, where they were educated, however in America they just can't cut the mustard.) This suggests a failing of the schooling and not the person as it is a systemic problem. (This is a general statement, individual results may vary.) For profits, especially the online ones, lack this credibility as well. Is this justified? In some cases yes, I believe so and in others no I do not. I do not feel that a for profit education is the same as a poor education. However a lot of people do. I feel like the variance is high in the quality of graduate and mean may be a little lower due to the sample of students who enter. The rate of cheating is just as bad in regular colleges (man do I have stories I could tell you). Grade inflation is just as bad in both places. So why finger one type of school and say they are worse?
Also on the other side of the coin I do not think the established universities are out to get for profits or online schools. While their structure does have specific failings of their own (I will discuss another time) they are not enemies. In fact they could complement each other very well if they could work together.
Anyway, education is important and in America there are problems. This video suggests an interesting approach to the problem and presented the problems associated with it. I have given my stance (they can exist but I do not support them), watch the video, make up your mind.
So, I have very complicated thoughts on education. I spent a considerable amount of time in college/graduate school. I have a lot to say about the problems and sometimes I even have solutions to some of the problems. This post, however, is not about traditional colleges.
I have long said that not everyone should go to college. Our colleges are stuffed with people who are only there to get a job when they graduate, they have very slight interest in their chosen field, and/or are there to party and live without parental supervision. This is bad and hurts our education system. I have also in the same breath said that we need community colleges and technical schools to step up and educate those who are not bound or should not be bound for college. So where do the for-profits sit in that equation?
America has a lot of problems. (All countries do.) However there is one common thread, if people were more educated they would be less likely to 1) do stupid or irrational things, 2) vote for stupid or irrational things, and 3) be a detriment to society. If this gap can be filled with for profit institutions then I say go for it. However, I personally would not invest in a for profit school. I feel like the problem is education policy at the regional and state level and more intelligent administration could fill in the gaps more effectively and render the profit margins of for profit schools lower. (However good luck getting any government at any level to do anything remotely rational.) Education is one of those ivory tower things that benefit all of society. I feel like they should be non-profit and private (maybe owned by alumni). So I guess for profits are here to stay. As a society we need smarter people who are more able to fill the roles needed and less likely to need jobs we can't do (like a lot of manufacturing these days).
So what are the problems? Cost. They cost more. There are more loans needed by the students. This is a huge issue. I was surprised that the 10% default number (default right after they leave school) for these schools was shown as a good thing (as opposed to a higher number). (I have no idea what it is for private or state school but the video said for profits are 10% of the loans but 50% of the defaults so you can do the math.) Basically people get a lot of loans and then get out or don't finish and can't pay their bills. This seems like a place where the government could step in and say, hey, thats fine that you make money on education but you have to find private funding for loans. (I feel that a lot of government financing of education should be allocated with a thought to whether or not the investment is worth it on an individual basis and private investors should do that.)
Unfortunately not everyone can handle the work load of an online university either. This shows a major failing of the primary educational system in America. This is a topic for another post though.
The biggest problem I feel is accreditation and quality of knowledge when people exit. I also feel this is a major problem with foreign schools as well. (I have had to work with a lot of people who may be the cream of the crop in another country, where they were educated, however in America they just can't cut the mustard.) This suggests a failing of the schooling and not the person as it is a systemic problem. (This is a general statement, individual results may vary.) For profits, especially the online ones, lack this credibility as well. Is this justified? In some cases yes, I believe so and in others no I do not. I do not feel that a for profit education is the same as a poor education. However a lot of people do. I feel like the variance is high in the quality of graduate and mean may be a little lower due to the sample of students who enter. The rate of cheating is just as bad in regular colleges (man do I have stories I could tell you). Grade inflation is just as bad in both places. So why finger one type of school and say they are worse?
Also on the other side of the coin I do not think the established universities are out to get for profits or online schools. While their structure does have specific failings of their own (I will discuss another time) they are not enemies. In fact they could complement each other very well if they could work together.
Anyway, education is important and in America there are problems. This video suggests an interesting approach to the problem and presented the problems associated with it. I have given my stance (they can exist but I do not support them), watch the video, make up your mind.
Knowing More: Autism and Vaccines
I recently discussed the frontline video about vaccines. If you didn't have a chance to watch it (it is an hour long) the reason has produced a video which essentially the same content but in 6 minutes. I feel the content of the video is much better representative of a logical and rational response to the issues (as compared with frontline which I basically just complained about the lack of reason from the people in the video).
Since I basically just dismissed the editing and raiontality of the people on the video last time this time I thought I would discuss more of the substance of the debate. Basically I am of the opinion that something is wrong with kids. The rates of autism have been rising in recent years (including in Europe) and there is little to no scientific link to the vaccines. So what does this mean? We should spend our little resources on finding the real issue behind what is wrong. Basically I am very frustrated with people who know nothign about the subject saying that people who do science are wrong. Scientists are not always right but they are in a better position to be correct than someone just guessing. I feel like we should focus the 'vaccines cause autism' movement into the 'we need to know what is causing autism' movement. Unfortunately this will not happen because there is nothing to be mad at in the later movement and people need something to be mad at or to blame.
Since I basically just dismissed the editing and raiontality of the people on the video last time this time I thought I would discuss more of the substance of the debate. Basically I am of the opinion that something is wrong with kids. The rates of autism have been rising in recent years (including in Europe) and there is little to no scientific link to the vaccines. So what does this mean? We should spend our little resources on finding the real issue behind what is wrong. Basically I am very frustrated with people who know nothign about the subject saying that people who do science are wrong. Scientists are not always right but they are in a better position to be correct than someone just guessing. I feel like we should focus the 'vaccines cause autism' movement into the 'we need to know what is causing autism' movement. Unfortunately this will not happen because there is nothing to be mad at in the later movement and people need something to be mad at or to blame.
Labels:
Health,
Knowing More
Pasta de Jour
So today I went downtown again to get past. Today went a lot better than my difficulties with the Teamsters union last week. On this week's food list is:
I also noted last week that they were charging a 20% mark-up over the website. Well today I realized they actually give you more than you ask for. So a 1/2 lb bag of anything is 5$. Well I noticed both of my bags come in heavy at about 2/3 lb. What the sellers were doing was lifting the bag to make the weight exactly 1/2 lb for the price printer and then leaving the extra in the bag for you. It is really nice of them to do. Makes me feel a little better about spending $5 on a bag of pasta (which isn't much more than a box from a store I might add and I get really cool pasta from this place).
My results from last week were that the lemony one was way too lemony and the one with mozzarella in it was too gooey with the addition of the cheese to stomach for the week. I am hoping to have better luck this week with my cooking.
- Whole Wheat Herb Pasta with Lentils, Spinach, and Leeks.
- Whole Wheat Garlic PAsta with a Broccoli Rabe Sauce.
I also noted last week that they were charging a 20% mark-up over the website. Well today I realized they actually give you more than you ask for. So a 1/2 lb bag of anything is 5$. Well I noticed both of my bags come in heavy at about 2/3 lb. What the sellers were doing was lifting the bag to make the weight exactly 1/2 lb for the price printer and then leaving the extra in the bag for you. It is really nice of them to do. Makes me feel a little better about spending $5 on a bag of pasta (which isn't much more than a box from a store I might add and I get really cool pasta from this place).
My results from last week were that the lemony one was way too lemony and the one with mozzarella in it was too gooey with the addition of the cheese to stomach for the week. I am hoping to have better luck this week with my cooking.
Wednesday, May 5, 2010
A representative I can get behind
So today I open my mailbox and I got a letter (a general letter not a personal one) explaining the actions of my representative to the state legislature. Now in general I hold high contempt for them. The state is largely staffed by democrats and I do not agree with a lot of their policies and fiscal decisions. Well this representative is high on the ways and means committee and discussed some of the action he made. Additionally he explained why he voted against the budget. This was really cool in my opinion.
Basically (as is true with all state and federal budgets) there is no real discussion on how to reign in spending. While the budget gap out here was closed this year there is likely a large hole next year as well. What was amazing is some of the (handpicked) amendments to the budget that didn't make it through. One was to merge 3 very similar agencies to reduce overhead (which failed).
Basically I wanted to say I was pleasantly surprised that he even sent out a letter explaining his positions, most politicians shit in your face then ask for more money. At least this politician is trying to explain his actions. I wonder how common this is (I have never seen anything like this before).
Basically (as is true with all state and federal budgets) there is no real discussion on how to reign in spending. While the budget gap out here was closed this year there is likely a large hole next year as well. What was amazing is some of the (handpicked) amendments to the budget that didn't make it through. One was to merge 3 very similar agencies to reduce overhead (which failed).
Basically I wanted to say I was pleasantly surprised that he even sent out a letter explaining his positions, most politicians shit in your face then ask for more money. At least this politician is trying to explain his actions. I wonder how common this is (I have never seen anything like this before).
Labels:
State Government
Tuesday, May 4, 2010
Hanging by a thread
I found a very interesting article with a list of 90 democratic seats in trouble come the election in November. I am always a sucker for articles like this because it is so hard to find any kind of national article on all of the seats in 'trouble'. Unfortunately this is only about democrat seats in trouble at least the author took the time to say a couple of things why they thought the way they did. I think the article likely over states the danger to some of the seats and definitely tries to play up that everyone is upset with the current administration. I think these are unhelpful to the article but it is the world we live in...
Labels:
Elections,
Politicians,
Politics
...and I feel fine.
So today's post is a review of a set of videos on Uncommon Knowledge. As I have said before this is a video series produced by the Hoover Institute for The National Review. There is a decidedly conservative (or Republican in a political sense) slant to the guests and questions. The video series today is about the book "America Alone: The End of the World As We Know It," by Mark Steyn. The interview discusses the book. The links for the videos are: (The total length is somewhere between 30 and 40 minutes.)
I personally found the first 2 more interesting, the 3rd is very slanted by an improper characterization of the health care reform (though I think some interesting points are raised), the 4th and 5th seem very xenophobic against Muslims by making broad generalities and stereotypes. What I found interesting were usually the things I disagreed with so take that as you will. It is always important to understand the other side of the argument.
For one I feel like his characterization of health care reform is angrily wrong. I do not feel like the health care reform and allowing kids to stay on their parents insurance is pushing up the age of accountability or making people kids longer. However I do feel like he has a point in that the age of accountability seems to edge higher and the more 'adult' pursuits (think politics, money matters, responsibility, etc.) take a back seat to toys. I haven't decided what I think of this thesis, though it is an interesting idea. I wonder how much of this is influenced in the reverse way by the consumer culture. For instance, how much of the 'oh I need the best treatment with the highest resolution camera' is driven by our consumer culture which rewards trendy, sometimes useless, metrics.
As avid readers know I recently watched the "Global Population Growth" (link to my academy page) and I was interested to see some of the same ideas re-represented in these videos. The course discussed how when populations are more educated, richer, and have better access to birth control the birth rate drops. However Steyn's thesis is that this will not happen and the adjustments in the cultures in Europe will happen because this rate will not drop. This seems to be at the opposite of the current research into the topic. I will take the advice of someone who knows the field better honestly. However this doesn't invalidate watching the videos because people are very afraid of this happening. Where there is fear and misunderstanding there is usually poorly written laws.
I was kinda frustrated to hear the very overt discussion which bashed the current administration in what I felt were back-handed slaps against the current policies. I feel like the discussion could have been a little more high-brow but never was.
It was an interesting set of videos and I suggest you give them a glance, it is an interesting viewpoint which is worth understanding even if you do not agree with it because it will shape policy decisions in the next 20 years.
I personally found the first 2 more interesting, the 3rd is very slanted by an improper characterization of the health care reform (though I think some interesting points are raised), the 4th and 5th seem very xenophobic against Muslims by making broad generalities and stereotypes. What I found interesting were usually the things I disagreed with so take that as you will. It is always important to understand the other side of the argument.
For one I feel like his characterization of health care reform is angrily wrong. I do not feel like the health care reform and allowing kids to stay on their parents insurance is pushing up the age of accountability or making people kids longer. However I do feel like he has a point in that the age of accountability seems to edge higher and the more 'adult' pursuits (think politics, money matters, responsibility, etc.) take a back seat to toys. I haven't decided what I think of this thesis, though it is an interesting idea. I wonder how much of this is influenced in the reverse way by the consumer culture. For instance, how much of the 'oh I need the best treatment with the highest resolution camera' is driven by our consumer culture which rewards trendy, sometimes useless, metrics.
As avid readers know I recently watched the "Global Population Growth" (link to my academy page) and I was interested to see some of the same ideas re-represented in these videos. The course discussed how when populations are more educated, richer, and have better access to birth control the birth rate drops. However Steyn's thesis is that this will not happen and the adjustments in the cultures in Europe will happen because this rate will not drop. This seems to be at the opposite of the current research into the topic. I will take the advice of someone who knows the field better honestly. However this doesn't invalidate watching the videos because people are very afraid of this happening. Where there is fear and misunderstanding there is usually poorly written laws.
I was kinda frustrated to hear the very overt discussion which bashed the current administration in what I felt were back-handed slaps against the current policies. I feel like the discussion could have been a little more high-brow but never was.
It was an interesting set of videos and I suggest you give them a glance, it is an interesting viewpoint which is worth understanding even if you do not agree with it because it will shape policy decisions in the next 20 years.
Labels:
Demographics,
Europe,
Videos
Monday, May 3, 2010
Biking in Hail and Fun Links
Yes you read that correctly, I had to bike in hail on t he way home. Not only that but it was pelting rain and I don't have fenders so all of the water hits me in the face. It was nutz. I do not suggest riding in the hail though. It was very unexpected. Additionally it is thundering out there. I haven't seen that very often.
Anyway I wanted to add a couple of interesting links I have found or been passed recently.
Anyway I wanted to add a couple of interesting links I have found or been passed recently.
- Here is another set of pictures from the volcano, I really like the ones with lightning.
- Finally I was passed an interesting video from 1906 which is on youtube. So interesting to see what things were like back then. I have to admit it is kinda boring but look at the people riding their bikes and looking at the, I assume, trolly car. Really interesting.
Sunday, May 2, 2010
I'm going to show the world I'm smart
So here is a gripe I have with people (I know another one). So this is something I see all the time on TV when I am watching I hear something to tune of 'This is going to prove to people I am smart/great/awesome/etc.' Well here is the problem, the thing that will 'show them' is never actually related at all.
So here is the complaint tonight, the Amazing Race has Miss Teen South Carolina, you know 'the Iraq' girl. So anyway tonight she was like 'I want to make it to the top 3 to prove I am smart.' So first of all being in the top 3 doesn't make you smart. If there is anything reality TV has taught us is that smarts have nothing to do with winning. In fact the only things correlated with it are cunning and luck (and in the case of Survivor, people skills). Additionally what is more funny is that about 4 weeks ago she got lost because she couldn't read a map. I mean, if you look at someone and say, 'hey you made it to the end of that TV show, you must be smart' then you should just smack yourself in the head.
I think this all derives from everyone's inability or lack of desire to reflect on oneself. If you look at this situation in the above paragraph from the outside you will say of course there is no correlation, however if you look at it from the inside (if it was you) what would you say? Of course making it to the end would reinforce your idea that everyone under estimates you and how this is just proof you are beyond awesome. I mean really think about it. Would you think that way.
So here is the major problem, how do you recognize situations where you are reinvorcing some idea in yourself that is improper. I think the biggest problem is recognizing when situations and actions are correlated and when they are not. For instance if you want validation that you are a good basketball player would the fact that you just solved a mathematical proof validify your basketball skillz? Of course not, however what if it is baseball and you just scored a homerun? Is that similar enough to verify your opinion? Is it valid? I think there is also a problem in the opposite direction, can something reinvorce a bad decision about yourself. For instance if you think you are terrible at programming and you get a pile of bugs against your code does that mean you actually are bad?
This seems to be a skill that many people lack. What is more interesting is the more theoretical question of whether one can evaluate themselves and whether or not any evaluations are correct. Also can someone else evaluate you (I mean we do it all the time, tests, evaluations, etc.)? These are interesting questions however back to the original premise, no getting into the top 3 doesn't make you smart, it makes you in the top 3. Period.
So here is the complaint tonight, the Amazing Race has Miss Teen South Carolina, you know 'the Iraq' girl. So anyway tonight she was like 'I want to make it to the top 3 to prove I am smart.' So first of all being in the top 3 doesn't make you smart. If there is anything reality TV has taught us is that smarts have nothing to do with winning. In fact the only things correlated with it are cunning and luck (and in the case of Survivor, people skills). Additionally what is more funny is that about 4 weeks ago she got lost because she couldn't read a map. I mean, if you look at someone and say, 'hey you made it to the end of that TV show, you must be smart' then you should just smack yourself in the head.
I think this all derives from everyone's inability or lack of desire to reflect on oneself. If you look at this situation in the above paragraph from the outside you will say of course there is no correlation, however if you look at it from the inside (if it was you) what would you say? Of course making it to the end would reinforce your idea that everyone under estimates you and how this is just proof you are beyond awesome. I mean really think about it. Would you think that way.
So here is the major problem, how do you recognize situations where you are reinvorcing some idea in yourself that is improper. I think the biggest problem is recognizing when situations and actions are correlated and when they are not. For instance if you want validation that you are a good basketball player would the fact that you just solved a mathematical proof validify your basketball skillz? Of course not, however what if it is baseball and you just scored a homerun? Is that similar enough to verify your opinion? Is it valid? I think there is also a problem in the opposite direction, can something reinvorce a bad decision about yourself. For instance if you think you are terrible at programming and you get a pile of bugs against your code does that mean you actually are bad?
This seems to be a skill that many people lack. What is more interesting is the more theoretical question of whether one can evaluate themselves and whether or not any evaluations are correct. Also can someone else evaluate you (I mean we do it all the time, tests, evaluations, etc.)? These are interesting questions however back to the original premise, no getting into the top 3 doesn't make you smart, it makes you in the top 3. Period.
Labels:
Pet Peeves,
Reality TV
Lemons Everywhere
Pasta of the day: Lemon Explosion.
Let me tell you, it is lemony. I used an entire lemon (zest and juice) to make this pasta. It is really good but the Ricotta cheese is a little course when you add in the zest it isn't the best. However it is definitely a neat dinner. Now my hands smell like lemons.
Also zesting a lemon is not the easiest thing to do. I used a potato peeler and then chopped the zest again but the chopping didn't produce very small zest, this may be the problem with the roughness of the dish. I think there needs to be a kitchen device that you like put the thing in there and the press slice, peel, zest, smush, whatever and it will just do it no matter what it is or its size. I think I will invent this, it will be awesome.
Let me tell you, it is lemony. I used an entire lemon (zest and juice) to make this pasta. It is really good but the Ricotta cheese is a little course when you add in the zest it isn't the best. However it is definitely a neat dinner. Now my hands smell like lemons.
Also zesting a lemon is not the easiest thing to do. I used a potato peeler and then chopped the zest again but the chopping didn't produce very small zest, this may be the problem with the roughness of the dish. I think there needs to be a kitchen device that you like put the thing in there and the press slice, peel, zest, smush, whatever and it will just do it no matter what it is or its size. I think I will invent this, it will be awesome.
Saturday, May 1, 2010
Note to Self: Cooking prep to not do
- Dice Garlic
- Dice Tomatoes
- Dice Olives
For reference I am making: this.
Pasta Party
So I think I have a new Saturday routine. I have found this stand in the Pike Place Market called Pappardelle. The pasta place also gives you a recipe with the pasta which is fun as well. While I think the vegetables are a little overpriced in the market it is still fun. There is a farmer's market in Redmond where I live however it is generally under-attended by people I would like to buy from and isn't open as long as Pike Place Market.
I also have discovered a bakery in Pike Place which sells day old bread for a dollar which is way cheaper than I normally get from the store near my house. So recently I have been making the trip downtown to get pasta and bread (and maybe vegetables) on Saturdays. It is nice because I get out of the house and get to experience Seattle (which isn't really that interesting but still).
The pastas they have are really neat. They all kinds of weird stuff like Spinach Garlic. It seems this place only sells at farmer's markets and the websites suggest a sort of central making place however for 1/2 a pound for $5 I think it is worth it to get some new kind of pasta I have never tried. My biggest problem recently with my cooking has be the boring food which is always the same and this will hopefully spice it up some more. Also they have vegan pastas (which I buy) and vegan recipes which is nice as well. I am slightly worried about the more starchy diet I have started however since I normally eat 1/3 to 1/4 as much as I used to I think it averages out.
It also seems like you can order the pasta online at a 20% discount to the market which is kinda frustrating. If you have a farmer's market near you which sells this pasta let me know what you think of it.
I also have discovered a bakery in Pike Place which sells day old bread for a dollar which is way cheaper than I normally get from the store near my house. So recently I have been making the trip downtown to get pasta and bread (and maybe vegetables) on Saturdays. It is nice because I get out of the house and get to experience Seattle (which isn't really that interesting but still).
The pastas they have are really neat. They all kinds of weird stuff like Spinach Garlic. It seems this place only sells at farmer's markets and the websites suggest a sort of central making place however for 1/2 a pound for $5 I think it is worth it to get some new kind of pasta I have never tried. My biggest problem recently with my cooking has be the boring food which is always the same and this will hopefully spice it up some more. Also they have vegan pastas (which I buy) and vegan recipes which is nice as well. I am slightly worried about the more starchy diet I have started however since I normally eat 1/3 to 1/4 as much as I used to I think it averages out.
It also seems like you can order the pasta online at a 20% discount to the market which is kinda frustrating. If you have a farmer's market near you which sells this pasta let me know what you think of it.
Subscribe to:
Posts (Atom)